Eucatex first went into business in 1951. Since then, the company has grown its operations to cover wood fiber panels, wall partitions, and ceiling lining and insulation materials. The company also operates in the toys, furniture, paint, flooring, and door markets.

Flavio Maluf has been an integral part of Eucatex since 1987 when he joined the commercial side of the business. In 1997, he rose to the rank of president of the company. Under his leadership, Eucatex has focused not only on business growth but also on business sustainability and environmental friendliness.

By 2018, Eucatex was doing business with approximately 40 countries. Financially, the company has experienced steady growth over the years as reflected in its annual revenue earnings. In 2017, the company netted profits worth R$18.6 million. Additionally, Eucatex is one of the largest employers in Brazil with more than 2,000 employees. Flavio Maluf has played a central part in growing the company into a business leader on all fronts.

Given the key raw material for Eucatex operations is the eucalyptus tree, Flavio Maluf led Eucatex in promoting business sustainability by ensuring it plants its own trees. This is in line with global reforestation efforts to fight climate change and maintain the natural environment.

Back in the 2000s, Flavio Maluf led his company in producing environmentally friendly products. During this time, businesses in the industry were not paying attention to this aspect of a business. Consequently, Flavio Maluf served a business niche many did not even know existed, especially in the USA. To date, his company still supplies a significant part of this market segment with environmentally friendly products through the American Home Depot chains.

Before joining Eucatex, Flavio Maluf worked with Citicorp. Here, he worked on his managerial skills –skills that have come in handy in the management of a global giant such asEucatex. For his education, Flavio Maluf studied mechanical engineering at Fundação Armando AlvaresPenteado (FAAP) in Brazil. He then proceeded to New York University where he pursued a course in business administration.



Bernardo T. Chua is a native from the Philippines who has spent decades developing an immense amount of skills in multi-level marketing. He obtained a Bachelor of Science degree from the University of Santo Tomas in the Philippines and began to work as a manager for a company owned by his family. Chua then began working for a travel agency in the Philippines and helped them expand throughout Southeast Asia. Having an already established base of knowledge on herbal medicine and years of experience with management Chua was chosen to manage Gano Excel, a nutritional supplement company.

Role with Gano Excel

Bernardo Chua began working as an executive for Gano Excel while he was in the Philippines. While he served Gano Excel in a position as an executive he aided the company in its expansion to China, Canada, and the United States. After the expansion of Gano Excel to the United States Chua moved to California and began working as the president of Gano Excel U.S.A.

Read more about Bernardo Chua at

The Development of ORGANO Gold

Bernardo Chua created ORGANO Gold in 2008. ORGANO Gold was a group of companies that operated under one main name. Chua had a vision that his company would be able to sell a range of different herbal remedies under one large roof. Chua’s large amount of experience in direct sales allowed for him to introduce numerous people to the profits of ORGANO Gold and the benefits that they had to offer. In 2015 ORGANO Gold was rebranded to ORGANO for simplicity.


Armed with a large amount of experience in business, Bernardo Chua has also collected a variety of awards during his journey. In 2014 Chua received the Dangal Bayan Award for Business and Industry at the 22nd Annual People’s Choice and National Consumers Quality Awards. Chua has also received the Direct Sales Company of the Year award five times over the course of his career. While he worked with ORGANO Gold the company was recognized as the top direct selling company within its industry by the National Shoppers Choice.

Related: Bernardo Chua Recommends Grapeseed Oil As The Next Big Healthy Supplement


Bhanu Choudhrie is the founder and director of C&C Alpha Group Limited, an international private equity firm based in the UK. As a successful entrepreneur and businessman, Choudhrie believes that knowledge and education are the greatest keys to success. To further his education, he enrolled in the Owner/President Management (OPM) program offered by the Harvard School of Business.

The Owner/President Management program that consists of intensive three-week training sessions that span 24 months, over 3 calendar years. The program is designed for business owners/founders with at least 10 years of operating experience to help them enhance their leadership skills in a changing world. Bhanu Choudhrie sat down with the Harvard School of Business and to give his testimonial on the Owner/President Management program.

He chose to attend the OPM program because he believes that as a business owner, he should always be furthering his education. He believes that the global economy is always evolving, and learning new leadership skills will help him tackle the challenges brought on by an ever-changing world. Read more full interview of Bhanu Choudhrie at


Choudhrie’s had a couple of highlights of his OPM program experience. The first of these highlights was intellectual atmosphere that was present throughout the Harvard Campus. The second was he was impressed with the diversity and the high caliber class of entrepreneurs that made it through the rigorous selection process.

A few things during the OPM program surprised him, with the most surprising being the case study discussions. These discussions challenged his view on even the most basic business facts. He was also humbled during the program as prior to enrolling, he was always treated as the boss. However, neither his professor or classmates treated him as such. It helped him realize that there is a lot he doesn’t know about business.

Bhanu Choudhrie believes that business owners should change their mindset that learning stops after earning a bachelor’s degree or running their own business. He believes that programs like the OPM help business owners further their education, and help manage their businesses for the 21st century.

Bhanu Choudhrie is the executive director of C&C Alpha Group Limited an international private equity firm and holding company in the UK. He overseas the day to day operations and has been responsible for many investments mainly those in the Real Estate, Aviation and Utilities industries.



Mr . Felipe Montoro Jens is a well- recognized expert in the Brazilian Finance Industry. Felipe is the current CEO of EnergiparCaptação S.A. He provides consultancy services mostly on infrastructure. He pursued his numerous undergraduate degrees in Business Administration, History and also Spanish. He also went ahead and pursued his masters in Business Administration, Health promotion and also in Kinesiology.

Felipe Montoro starts his normal day by taking breakfast and performing some exercises and then he proceeds to work. He makes his day more productive by avoiding the various social media platforms and also unnecessary talks at work. He believes in involving oneself in important and beneficial talks. His practice of associating himself with hardworking and intelligent people, studying and watching educative films helps him bring forward various ideas to life. He finds healthy feeding, informal dressing and living as the most exciting trends in today’s society. Read more about Montoro Jens at

Felipe Montoro Jens is always determined on achieving his objectives in life and does all it appertains for the objectives to be achieved. He advises the young people to always give their best in whatever activities they work on. They should also avoid the habit of assuming things. He also recommends that people should never get tired of going through various pieces of their work such as presentations. He believes that there is always a chance to perform better. Felipe Montoro Jens also believes that his unsatisfaction to various results and his ability to always focus in improving activities is a strategy that has highly contributed to his success.

Felipe’s company makes use of My banking app to carry out the various activities in the company. It allows faster and efficient company transactions. Felipe Montoro Jens finally recommends a book titled Sidarta which reveals the significance balancing the utilization of nature’s free resources. Learn more:

Brazil is considered to be one of the most beautiful places to visit in the world. Millions of tourists travel to Brazil to experience the hot weather and sandy beaches among other destinations. One thing is certain; the force behind the tourism industry has been remarkable. Guilherme Paulus is a well-renowned entrepreneur and hotelier, born, raised and accomplished in Brazil.

Paulus began working as an intern for IBM before starting his journey in the tourism sector. He is fond of narrating his story of uprising from a humble beginning when his then partner, Carlos Vicente approached him. Carlos revealed to Paulus that he was interested in starting a tours agency and saw great potential in the 24-year-old Paulus. Although he had little experience and exposure, Guilherme has been known to have a keen eye and dedicated himself to anything he loved. CVC was born in 1972. Four years later, Carlos left and Guilherme Paulus continued running the business on his own. CVC was distinguished from other tour agencies from the way they interacted with clients and operated out of the ordinary. This would soon see CVC Tours grow into one of the largest tour operators in Latin America. See more of Guilherme Paulus at

Guilherme Paulus, later on, discovered another untapped venture in Brazil. Tourists suffered from inadequate luxury hotel and resorts destinations. He took up the challenge and began the GJP Hotel and Resorts. Today, the company boasts of running over 20 luxury destinations.

While concentrating on GJP’s growth and development, CVC Tours suffered a financial turmoil. Guilherme Paulus sourced funds to keep the company running in 2009. In 2013, the tours company was publicly traded. He continues to participate actively in CVC’s management. Currently, CVC’s revenue accrues to more than $5 billion annually showing that its success remains relevant.

For more than four decades in the tourism industry, Guilherme Paulus has managed to transform the sector and brought it to worldwide recognition. He has received numerous accolades from both within Brazil and internationally. He inspires many entrepreneurs into embracing their strengths and weaknesses as well as working for what they think is possible.

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Nicolas Kraft is the V.P. of Global Business Development. He has recently participated in the Le Defile L’ Oreal Paris during fashion week within the City of Lights. This annual event is sponsored by L’ Oreal and it is used to showcase the world’s top fashion brands. Some of the biggest names in modeling attend this event. It takes place every year in September. The last event was presented in 2018. Some of Hollywood’s A-list talent also graced the walkway.

The Seine runs through the city and the show’s sponsors created a floating runway for the models. Many people within public could literally view the event. They were amazed by what they were seeing. There were drones flying around broadcasting the event all over Paris and throughout the world. Nicolas Kraft realized that this was going to happen.

The show represents what the global L’ Oreal company can do with its cosmetics. Makeup plays an important part of the fashion world just like clothing and the models. Makeup puts on the finishing touches for the models. It brings out their natural beauty and it helps to enhance their outfits.

The event drew large crowds. There were scores of teens filling the streets watching the event live and on their mobile devices. Nicolas Kraft knows that modern technology has that kind of impact on people today. This is another reason why L’ Oreal presented the show directly to the public in this way.

Le Defile L’ Oreal helps the fashion industry to refocus its efforts and energy on the new fashion designs that are being created. The looks that are presented at this show will eventually become the future trends of clothing and style for the masses. Nicolar Kraft is aware of this truth. This knowledge is another reason why the Le Defile L’ Oreal is important to the fashion industry as a whole.

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Heriot-Watt University has been around since 1821, it is one of the United Kingdom’s top leading universities for business and industry. Heriot-Watt University is well known for its amazing research staff members and having smart, well educated graduates who specialize in fields such as science, engineering, and even business. Gareth Henry, a 2001 graduate from Heriot-Watt University decided to start a special Scholarship program for a small select few of Heriot-Watt University students who are in need of financial help. “I am giving out one call per term ( three times a year) if needed, and I’ll also be giving them advice on getting a job and career advice” says Gareth Henry. I hope though this scholarship program the students can see what they can achieve though hard work and studying Actuarial Sciences.”

Currently Gareth Henry lives in New York City where he used to work in senior roles in investor relations for several years. He praises the connection of the Actuarial Maths offering at the Heriot Watt, especially for those who are wanting to work in the financial industry. Gareth Henry believes that the Heriot Watt’s program’s scholastic processes, well put together modeling lessons will be very helpful in the future in addition to understanding Artificial Intelligence, machine learning, robot advisory, and quantitative investing.

The Actuarial Science degree offered af Heriot-Watt university is one of the few courses that are accredited by the United Kingdom actuarial profession. If a student does well on the courses they can get exemptions from several professional exams, this gives graduates an advantage. Graduates who qualify as UK actuaries can possibly get credit from the Society of Actuaries. it is truly a great course to take for people interested in a career in finance.

The person chosen for this Scholarship program must be enrolled in a Statistics and Actuarial Mathematics course, be in need of help and be a resident in the UK.

Do you think that Gareth Henry’s Mentorship Scholarship program will be a success? Tell us in the comment section below and don’t forget to share us with others who are looking for something to smile about!


Ryan Seacrest fits the description of a successful man in the showbiz section. Currently working in six positions, Ryan Seacrest goes an extra mile to accomplish the duties he has been given in all the duties. His exciting career life, however, doesn’t stop him from having a love life. Several years ago, Ryan met a beautiful woman, Shayna Taylor and he was impressed by not only her beauty but intelligence. The couple was brought together by their friends back in the year 2013. When they were still friends, the couple realized that they had a passion for healthy food. This is what has been holding them together for years.

When Ryan Seacrest, one of the Fashion Idol hosts met Shauna and went for a date for the first time, he realized that she could make delicious gluten free pancakes. The showbiz professional wanted to know more about the ingredients, and this founded the relationship the couple had. Ryan believes that he fell in love with the woman he had met and her love for making great food. The couple has been together since then, although they have had their share of issues when dating. One year ago, the pair had to relocate and stay in New York City after living in LA for years. Ryan had just received an opportunity to become a host for the well-known Live with Kelly and Ryan. The pair felt that they couldn’t stay from each other. Taylor, who is one of the top chefs in the region, joined her partner and their food chemistry has kept them together.

Apart from having a passion in cleaning eating, Ryan Seacrest and his girlfriend have other common features. The couple has been taking part in health, wellness and fitness initiatives in the past. Most of them have benefited the community in the best way possible. The fitness and wellness adventures have been embraced by the couple so that they can live longer and motivate other people to follow a similar route. In a recent interview, Ryan says that moving to a new city in the company of someone he loved was fun, and it was also a new start to accomplish together. Taylor grew up when listen and watching Ryan Seacrest in his shows presented in television and radio.

An industry leader when it comes to showing readers how to invest profitably safely and more wisely, Banyan-Hill’s roster of experts have all earned their stripes in the investment field many times over, and no less can be said about Matt Badiali.

Early on, Matt Badiali worked his way from a Bachelors in Geological and Earth Sciences/Geosciences degree, to a Masters Geology/Earth Science degree. While actively pursuing his Ph.D in Sedimentary Geology, Badiali’s discernment in the scientific sector caught the attention of an industry leader, who approached him with the opportunity to travel and investigate various energy companies, to assess investment opportunities in natural resources, metals and energy.

Like a duck to water, Matt Badiali hopped aboard the investment train. He’s been using his science-fueled smarts to make investors bolder and better at it ever since. Recently, Matt Badiali made the bold assertion that one of the most undervalued metals, platinum, was slated to make a giant comeback.

Trend-watchers have been less than enthused about some metal activity lately, in part due to trade-war threats involving China, China being a huge consumer of raw metal ores. Though platinum is currently at a record low, demand for the metal is outstripping supply, which is a good sign for a boomerang back up in value. Additional factors that make platinum worthy of investors’ scrutiny include the fact that it’s more rare than gold, besides being an expensive metal to produce, making it likely that production will eventually slow and cause a greater need.

Besides its difficult to procure and produce, platinum has uses across the board in numerous industries, adding to its luster as an investment option. Badiali suggests metal investors looking to expand into platinum check out Sibanye-Stillwater, a responsible mining company that is also a major supplier to industrial manufacturers.

The supply and demand factors that make platinum a Matt Badiali pick to go for in 2018 should not be ignored. The former Duke University, Geology professor and Banyan Hill publishing pundit has spoken.

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Wes Edens is an American national and an investor. He was born on October 30th, 1961. He is at times called Wesley Robert Edens. Apart from his responsibilities at Fortress Investment Group, he is also a co-owner of a sports club. Above all that, he is the co-founder of the most prominent financial investment group in the world, Fortress Group.

Marc and Wes Edens co-own the Milwaukee Basketball team located in Wisconsin. The team is a regular participant of the National Basketball Association league. The club is famous for signing the most talented and renowned basketball players around the country.

The two entrepreneurs purchased the basketball club from Kohl. They paid Kohl $550 million in order to alter the ownership of the team. However, there were some agreements that the two new co-owners had to agree. After completing the deal in 2014, they had to conform to the fans plea not to alter the club’s location.

Marc and Wes agreed to the plea and even promised to construct a new Arena that was going to accommodate the multitudes of spectators. They notified the Milwaukee fans that they were going to replace the old BMO Harris Bradley Center arena. The Arena was too small failing to accommodate all the Milwaukee fans, especially when the team had home matches.

Wes Edens is also the owner of the League of Legends team Fly Quest.

Wes Edens pursued a degree of science in Business administration at the University of Oregon. He graduated in 1984. Edens decided to pursue a working position three years after completing school.

Edens was fortunate to get a job vacancy at Lehman brother’s firm. He joined the company in 1987. He served as a managing director and partner. Seven years later, he quit the firm and joined another company. He joined Blackrock’s. Edens served the firm until 1997.

He quit the job and decided to venture into something different. Today, Wes Edens is a celebrated and successful businessman and investor. He is recognised as the backbone of the Fortress Investment Group. He relates well with all the Fortress employees.