Equities First Holdings, LLC has provided its customers with other financial solutions, supplying capital contrary to stocks to make them meet their professional and personal goals. EFH provides financing against public exchanges all over the world. The company has more than 650 completed transactions of more than $1.4 billion. It offers its clients low fixed interest rates with high loan-value.

The company has offices in nine countries including the EFH Hong Kong Limited, EFH London Limited, EFH Australia Pty Limited, EFH Singapore Limited. The company and its subsidiaries work with sophisticated individual investors. They are not intended for retail investors.

Equities First Holdings, the global lenders, foresees a growing trend among borrowers seeking stock as collateral loans for working capital. The company is a leader in the alternative financing solutions for shareholder sees more traction in stock-based and margin loans. This is done in an economic climate perceived by banks and other lending institutions that tightened their lending rules. For those who are not qualified for credit-based loans and need to raise quick money for a project, this company is a better alternative.

While there are numerous existing options for people, many banks have slashed borrowers’ options. They have increased interest rates and tightened loan qualifications, Al Christy, EFH CEO and Founder, sees the stock-collateralized loans as a major alternative for those seeking necessary working capital. These loans have a better loan-to-value ratio that the fixed interest rates and margin loans. They also provide certainty throughout the transactions.

Market fluctuation is inevitable in a three-year loan term. However, these loans provide hedge because there is a decreased investment risk on the borrower’s side. These loans have a non-recourse feature that lets them walk out of a stock loan even when the value depreciated. The initial proceeds of the loan can be kept without obligation.

EFH CEO notes that some people consider these loans to be identical. There are marked differences although they use securities for collateral. Borrowers can be pre-qualified with a margin loan. The money is also to be used for specific reasons. There are variable interest rates, and the borrower expects 10 to 15 percent loan-to-value ratios.